Terms & Conditions

1. Introduction

Welcome to Shift Bank Investment Ltd. ("Shift", "we", "our", or "us"). By using our website and services, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use our services.

2. Company Information

• Company Name: Shift Bank Investment Ltd.

• Registered Address: 64-65 Circular-Road, Singapore, 99077

• Contact Email: hello@get-shift.com

3. Eligibility

By using Shift, you confirm that you are at least 18 years old and legally capable of entering into a contract. Certain services may have additional eligibility requirements.

4. Services Provided

Shift provides a range of financial services, including:

• Online banking solutions

• Investment and funding opportunities

• International payment solutions

Shift is not a traditional bank and does not provide savings accounts, insured deposits, or traditional lending services.

5. Account Registration

To use our services, you must create an account. You agree to:

• Provide accurate and up-to-date information.

• Maintain the security of your login credentials.

• Notify us immediately of any unauthorized access to your account.

We reserve the right to suspend or terminate accounts in case of fraud, unauthorized use, or violation of these Terms.

6. Deposits & Funding

• All deposits made into a Shift account remain under Shift's management to optimize leverage and investment strategies.

• Withdrawal rules vary based on the selected plan and are subject to processing times and applicable fees.

7. Fees and Charges

Shift may charge fees for certain services, including but not limited to:

• Transaction fees

• Currency exchange fees

• Investment management fees

Fees are subject to change. The most updated fees can be found in your Shift dashboard.

8. Risk Disclosure

By using Shift’s services, you acknowledge that:

• Investments and funding involve financial risks.

• There is no guaranteed return on investments.

• Market conditions may affect the availability of capital and funding opportunities.

Shift is not responsible for any financial loss resulting from investments or funding decisions.

9. User Responsibilities

You agree not to:

• Use our services for illegal activities, including money laundering or fraud.

• Share your account access with unauthorized individuals.

• Attempt to hack, disrupt, or misuse Shift's platform.

Failure to comply may result in account suspension or legal action.

10. Limitation of Liability

Shift shall not be held liable for:

• Financial losses due to user decisions or market conditions.

• Temporary unavailability of services due to technical issues.

• Unauthorized access caused by user negligence.

Our maximum liability in any claim shall not exceed the total fees paid by the user in the last six (6) months.

11. Data Protection and Privacy

Your personal data is handled according to our Privacy Policy (see below). We take data security seriously and comply with all applicable regulations.

12. Termination & Account Closure

Users may request account closure by contacting hello@get-shift.com. Shift reserves the right to terminate accounts in cases of fraud, security risks, or violations of our Terms.

13. Changes to Terms

Shift reserves the right to modify these Terms at any time. Users will be notified of significant changes via email or platform notifications.

14. Governing Law & Dispute Resolution

These Terms are governed by the laws of Singapore. In case of disputes, parties agree to first attempt resolution through negotiation before resorting to legal action.

15. Contact Information

For any questions regarding these Terms, contact us at:
📩 Email: hello@get-shift.com
🏢 Address: 64-65 Circular-Road, Singapore, 99077